How to Avail No Cost EMI Offers Without a Credit Card

A great way to engage in an exciting shopping experience is when you know that you have the power to buy anything you want, without feeling the pinch on your savings. One way to do this is by using a credit card. However, you will get a month-long, or a little more, of free credit, at the end of which a bill amount has to be settled. A better way to pay without the impending stress of payment in the near future is by paying at no cost EMI without credit card use.

What is EMI Without a Credit Card?

Via Finserv MARKETS, you can shop on EMIs without the use of a credit card. With the Bajaj Finserv card, called the Bajaj Finserv EMI Network Card, you can shop to your heart’s content using this digital instrument. This is not a credit card, but an EMI card. Getting a wide variety of products, you can shop with it at the Bajaj Finserv EMI Store, and get deals and discounts. Consequently, you save money with exclusive offers through partner retailers of Bajaj Finserv. Moreover, you need not worry about paying for your goods Digital Income Marketing in lump sums with the benefit of paying in no-cost EMIs afterward. Here are the advantages of an EMI card:

• No cost EMIs – EMIs are paid later with no cost attached, such as interest you pay with credit card EMIs.
• Flexible EMIs – Payment of EMIs, while shopping on EMI without credit card use, can be made in flexible tenures from 3 – 24 months.
• Large Loan Amounts – You get loans of upto 4 lakhs.
• Pre-approved Offers – You get pre-approved offers, giving you exclusive deals on products, saving you money.
• Nil Extra Charges – You may choose to prepay your EMI amount without extra charges levied for foreclosure.

Better than a Credit Card 

Shopping with an EMI card, Bajaj Finserv brings you a whole lot of benefits. There are good reasons why several people think that they should shop with the Bajaj Finserv EMI Network Card instead of a regular credit card. Here are some of them:

• A Digital Instrument – The Bajaj Finserv EMI Network Card is a digital instrument that you can avail of instantly online, without too much documentation, as long as you meet eligibility criteria. Credit cards may not be so instantly procured.
• No cost EMIs – You can shop for a huge variety of products and buy them without cash up front. Besides this, you can pay in no-cost EMIs, which are staggered payments later, without interest and extra charges. This is unlike credit card EMIs, where interest is charged.
• Select Flexible Tenures – You can choose the tenures you want to pay in, and these range from 3 – 24 months. Payment with credit card EMI doesn’t necessarily let you opt for a choice of tenure.
• Wide Use – If you are wondering, “Where can I use Bajaj EMI Card?”, think no more as you can use it at the Bajaj Finserv EMI Store, giving you options of purchase from a massive amount of partner retailers. You get a wider choice and the ability to compare products on a single portal. With credit card use, this may prove tiresome.

An Edge with an EMI Card 

Get an edge when you shop with the Bajaj Finserv EMI Network Card at the Bajaj Finserv EMI Store. With no-cost EMIs, you are sure to save money, and additionally, you get attractive discounts making your purchases great value buys. You can learn more at Finserv MARKETS as you get your card there easily.